Defining Your Goals

One of the biggest hurdles for financial planners is to get your clients to really relax and tell you what they want to achieve. Everyone would like to retire and have enough money to do so, but what does retirement mean? Setting goals is not something to put off. You may need to adjust the goal as you go, but you won’t know what you can do until you have a better picture of where you are now. So many people have convinced themselves that they can’t achieve their goals so they just stop thinking about it. Unfortunately, it may be within reach you just don’t have a plan to accomplish it. One client of mine was so worried that she couldn’t retire that she wasn’t sleeping well. She is older and didn’t save until later in life, but looking at her true expenses and agreeing to watch her spending she will be able to retire this summer. We set up a budget to help guide her, a plan to withdraw from accounts in the most tax efficient manner and set up a travel savings account for her to do the traveling she wants to do.

Want to start simple? Download this file and fill it out, it’s a great start. Then meet with me to see if I can help guide you to accomplish those dream goals. It may not be what you started with, but at least it’s a step in the right direction.

Where the name Clarity Wealth Development came from

Trying to name your business is a difficult thing to do. With so many financial advisors naming themselves as either a financial group or a wealth management something I wanted a different name. Advisors manage money in one way or another, and development sounded more appealing than wealth management.

As for Clarity, that also developed the more I thought about it. People are sometimes intimidated by advisors. They worry about not having enough money or feeling pressured. My philosophy is to educate first, then let people have ownership in their decisions. You are more involved when you understand and have clarity about what you are trying to achieve. My Dad is also a part of this decision. He was a large influence in my desire to own a business. He built a successful farming operation from modest beginnings. His Mother operated a small farm in Coburg but Dad started with his own 10 acres and built it into a 1500 acre farm in Corvallis. In 2003 he sold the farm and did well enough to retire, unfortunately Alzheimer’s disease has taken his memory from him and is shutting down his body also. He has trouble communicating and there is occasionally a clear sentence that he can say, although the thought is gone as soon as it’s spoken. He always had a goal and clear headed thinking that made him successful and that’s what I want clients to understand. I want you to feel like you have clarity so you can make the right decision.

That’s how Clarity Wealth Development came to be.

Dad passed away December 16, 2010. I will forever be grateful for his support and guidance. Thanks Dad.

New Clarity Wealth Development Office

After

The newly remodeled Clarity Wealth Development office on Polk in Corvallis, Oregon, owned by financial advisor Kay Dee Cole.

We removed dark and obscuring bushes and plants, replaced the windows for more efficiency and installed a new, brighter door to make the new Clarity Wealth Development office inviting for our new clients. Come by to visit us and see the new office!

Before

Clarity Wealth Development office in Corvallis, Oregon, before remodeling and landscaping work.Clarity Wealth Development office in Corvallis, Oregon, before new windows were installed.

The office building before was covered by plants, which made it dark and unwelcoming.

Welcome to the Clarity Blog

Welcome to our news blog, a place to share Clarity Wealth Development’s latest information. We focus on the individual and planning the best route for each person, family and small business we work with, so we won’t be sharing one-size-fits-all investment advice here. Instead, we’ll let you know about the services we offer and how they can help you, along with news about our company and community. Please contact us at any time if you have questions about our business or this blog.